Fraud

On September 9, 2019, officers spoke with a woman who advised she had placed an ad on Facebook for a wheelchair. A male contacted her and offered her a much larger amount for the wheelchair than what it was posted for. He contacted her advising he would be sending a certified cheque. She responded to confirm the amount which again stated the much larger amount. She decided that she would figure it out when she received the cheque. Upon receiving the cheque she contacted the male, again stating that he had sent too much. They had a discussion about how to go about refunding the money to which he first requested she attend a bitcoin machine which she did not feel comfortable doing. He then provided banking information for her to send the money electronically. Eventually the female advised her family of this to which they did not have a good feeling about. They attended the bank with her to have the cheque examined for authenticity after which they learned that it was fraudulent. Luckily in this instance the bank was able to reimburse her the funds. This is a long standing type of fraud that can apply to a number of types of sales transactions. The basic premise is that the buyer offers to send more than the asking price for the item. They give some excuse or reason why they must complete the transaction in this manner and ask that you send the item as well as the balance of what they overpaid. Many of us are excited when we find a potential buyer for our wares but be careful. This type of situation is almost always fraudulent and should send up some red flags. You will be out you item and your money. If you receive this type of request you can simply ignore it or report it to the Canadian Anti Fraud Centre at http://www.antifraudcentre-centreantifraude.ca/index-eng.htm.